Payday loans cost an arm and a leg: The interest is high, and your next paycheck is used as collateral. Credit cards aren’t any better: The amount is limited, and you may not qualify for what you need. Plus, they can continue charging service and interest fees indefinitely.
B loans, or installment loans, are more affordable, more flexible and more predictable. Our repayment terms are also longer: up to 12 months, depending on your loan type.
We report to major credit bureaus. Reported on-time payments help you raise your credit score and qualify for larger financed purchases, such as home mortgage and auto loans. We never turn our accounts over to debt collectors — we retain all of our accounts in house and continue to work with our customers directly to improve their credit.